Ultimate Guide to Retirement 3rd edition

About the book

Published June 2023


What do you need to do to retire in comfort?

What are the right choices to make before and after you retire?

What are the mistakes that you need to avoid?

How can you secure a sustainable income for the rest of your life?

This book, co-written by well-known semi-retired journalist Bruce Cameron and respected financial planner Wouter Fourie, answers all these questions and more.

It provides straightforward, comprehensive and practical information on the vital issues that impact on retirement, such as taxation, investments, healthcare, estate planning and where to live when retired.

And it also identifies warning signs to look out for in order to avoid financial troubles.

This fully updated edition is based on the 2023 budget figures and takes account of changes in legislation, tax and retirement products.

This is the ultimate guide to help you achieve a secure and successful retirement.

About the Authors

Bruce Cameron

Bruce Cameron

Bruce Cameron is the now semi-retired, multiple award winning founding editor of Independent Newspapers’ Saturday supplement Personal Finance and the quarterly Personal Finance magazine.

His previous publications include the bestselling Retire Right, Financial Freedom for Women and Getting Started: Money Matters for Under-25s.

He is the winner of almost 50 awards for his work on exposing unacceptable practices in the financial services industry, including the Citadel Words on Money journalism award, the Mondi Shanduka Journalist of the Year award, the Sanlam Financial Journalist of the Year award, and the Vodacom Journalist of the Year award.


Wouter Fourie CFP_Black and White cropped

Wouter Fourie CFP®

Wouter Fourie, CFP®, is an advanced postgraduate-qualified financial planner (investments and estate planning) with more than 26 years’ experience in the field of comprehensive financial planning and wealth management.

He is also a qualified professional accountant (SA) with postgraduate qualifications in advanced taxation. He won the 2015/2016 Financial Planner of the Year Award, which honours South Africa’s most proficient professional financial planner.

He is the CEO of Ascor Independent Wealth Managers, which was named Best Advisor Practice for South Africa in 2016 and He also served as a non-executive director of the Financial Planning Institute of South Africa (FPI) and Director and Chairman of the FPI Centre for Professional Development (Pty) Ltd.

Additional services


Get access to a range of on-line retirement calculators provided by Alexander Forbes. 


Monthly articles written by the authors and retirement experts.

More reading

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For independent professional retirement advice, click here to visit Ascor® Independent Wealth Managers website.